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Top 10 Strata Challenges Unique to Victoria: How Councils Can Proactively Solve Them

October 1, 2025

Victoria’s strata communities face a mix of challenges you won’t find everywhere else: coastal rains and salt air, a high number of heritage and aging buildings, contractor availability, growing demand for EV charging, and seismic risk impacting insurance rates. For Councils, that means day-to-day governance must balance preventive maintenance, clear bylaws, realistic budgets, and owner communication without losing sight of long-term resilience.

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This guide breaks down the 10 most common Victoria-specific issues and shows how Councils can tackle each with practical steps.

If your Council wants help translating plans into action, Converge Condo supports strata communities across Victoria with maintenance roadmaps, meeting processes, and owner education that reduce conflict and surprises.

Quick Snapshot: The 10 Challenges

Before diving into the details, here’s a high-level look at the issues most strata Councils in Victoria face:

  1. Building Envelope & Moisture Control – Managing heavy coastal rains and preventing water ingress.
  2. Heritage & Aging Buildings – Balancing preservation rules with modern maintenance.
  3. Earthquake Readiness – Preparing for seismic risks unique to the Cascadia region.
  4. Insurance Premiums & Deductibles Volatility – Navigating BC’s shifting insurance market.
  5. Short-Term Rentals – Addressing tourism-driven demand and municipal bylaw compliance.
  6. Parking Constraints & EV-Charging Retrofits – Planning for limited space and new technology.
  7. CRF Adequacy & Depreciation Report Execution – Ensuring long-term funding and compliance.
  8. Bylaw Modernization – Updating rules on smoking, pets, cannabis, and more.
  9. Records, Meetings & Privacy – Meeting BC’s procedural and digital requirements.
  10. Contractor & Trades Availability – Overcoming scheduling delays and island logistics.

Challenge 1 — Building Envelope & Moisture Control (Coastal Rains)

Why it’s a Victoria issue:

Victoria’s coastal climate brings frequent rainfall and salty sea air. For strata buildings, that means higher exposure to leaks, mold, and long-term structural damage.

Risks for Councils:

  • Costly emergency repairs
  • Insurance claims that drive up premiums
  • Accelerated deterioration of siding, roofs, and balconies

Council Action Plan:

  • Schedule annual inspections of roofs, siding, and windows.
  • Maintain a preventive maintenance log.
  • Set aside contingency funds in the Contingency Reserve Fund (CRF) for unexpected leaks.
  • Hire qualified building envelope consultants for major projects.

Challenge 2 — Heritage & Aging Buildings (Downtown, Fairfield, James Bay)

Why it’s a Victoria issue:

The city has a large stock of heritage and older multi-unit buildings, many with restrictions on modifications.

Risks for Councils:

  • Higher repair and restoration costs
  • Delays due to municipal heritage approvals
  • Balancing owner expectations with compliance

Council Action Plan:

  • Commission a building condition assessment specific to heritage rules.
  • Create phased capital plans to spread costs.
  • Work closely with heritage consultants and city departments.
  • Educate owners on why costs may be higher than in non-heritage strata.

Challenge 3 — Earthquake Readiness (Cascadia Subduction Zone)

Why it’s a Victoria issue:

Victoria sits in an active seismic zone, making earthquake preparation essential.

Risks for Councils:

  • Life safety concerns
  • Major building damage without proper planning
  • Insurance gaps or exclusions for earthquake coverage

Council Action Plan:

  • Arrange seismic assessments by structural engineers.
  • Secure non-structural elements (boilers, shelving, gas lines).
  • Encourage owners to prepare emergency kits.
  • Develop an emergency communications plan.

Challenge 4 — Insurance Premiums & Deductibles Volatility

Why it’s a Victoria issue:

Strata insurance across BC has seen sharp increases, often linked to building age and claims history.

Risks for Councils:

  • Price volatility
  • Reduced coverage if insurers pull back
  • Confusion among owners about their responsibility vs. strata coverage

Council Action Plan:

  • Work with brokers to shop the market annually.
  • Create a deductible bylaw aligning responsibilities.
  • Invest in risk-prevention upgrades (leak detectors, backflow valves).
  • Provide owners with clear education about unit-owner insurance.

Challenge 5 — Short-Term Rentals (Tourism Pressure & Bylaw Compliance)

Why it’s a Victoria issue:

Tourism is strong, and demand for Airbnb-style rentals is high, but municipal bylaws restrict many buildings from allowing short-term rentals.

Risks for Councils:

  • Noise, security, and wear-and-tear complaints
  • Legal penalties for non-compliant use
  • Resident dissatisfaction

Council Action Plan:

  • Review and update bylaws to align with city rules.
  • Create a monitoring and reporting process for suspected rentals.
  • Establish an enforcement ladder (warnings, fines, legal follow-up).
  • Provide a reporting channel for residents.

Challenge 6 — Parking Constraints & EV-Charging Retrofits

Why it’s a Victoria issue:

Parking is limited in many strata properties, while demand for electric vehicle charging is growing quickly.

Risks for Councils:

  • Owner disputes over stall allocation
  • Unsafe ad-hoc charger installations
  • Infrastructure overload without planning

Council Action Plan:

  • Conduct an EV-readiness study.
  • Update bylaws for installation and cost-sharing.
  • Apply for rebates from provincial programs.
  • Phase installations to match building capacity.

Challenge 7 — CRF Adequacy & Depreciation Report Execution

Why it’s a Victoria issue:

Construction costs are rising, and many stratas are aging. Councils must balance today’s budgets with tomorrow’s needs.

Risks for Councils:

  • Inadequate reserves leading to special levies
  • Deferred maintenance escalating costs
  • Legal non-compliance if depreciation reports are ignored

Council Action Plan:

  • Update depreciation reports at least every three years.
  • Adjust CRF contributions based on realistic projections.
  • Share simplified summaries with owners to build trust.
  • Develop a 10-year repair and replacement roadmap.

Challenge 8 — Bylaw Modernization 

Why it’s a Victoria issue:

Changing norms and BC legislative updates mean old bylaw practices may no longer be enforceable.

Risks for Councils:

  • Legal challenges
  • Confusion among residents
  • Unequal enforcement leading to disputes

Council Action Plan:

  • Review bylaws regularly with legal counsel.
  • Clarify definitions (e.g., smoking, cannabis, nuisance).
  • Consult owners before major bylaw updates.
  • Use progressive enforcement: warning → fine → legal action.

Challenge 9 — Records, Meetings & Privacy 

Why it’s a Victoria issue:

Hybrid meetings and digital notices are common, but BC’s Strata Property Act sets strict requirements.

Risks for Councils:

  • Contested decisions if notices aren’t served properly
  • Data breaches from poor digital storage
  • Non-compliance with record retention rules

Council Action Plan:

  • Create a calendar for meeting notices and statutory deadlines.
  • Use secure, backed-up digital storage.
  • Standardize minutes and distribution practices.
  • Establish privacy policies for Council use of resident data.

Challenge 10 — Contractor & Trades Availability

Why it’s a Victoria issue:

Victoria’s island location makes scheduling trades more difficult and often more expensive.

Risks for Councils:

  • Longer wait times for repairs or renovations
  • Higher costs due to ferry delays and limited availability
  • Quality variance if choosing less-qualified contractors

Council Action Plan:

  • Build relationships with a roster of trusted vendors.
  • Book annual and seasonal work far in advance.
  • Bundle projects to save costs on mobilization.
  • Use service level agreements (SLAs) to hold contractors accountable.

Frequently Asked Questions:

Can Councils restrict or fine short-term rentals in our strata?

Yes. Councils can adopt bylaws that restrict or prohibit short-term rentals, provided they align with the City of Victoria’s municipal rules. Clear bylaws and consistent enforcement are key to avoiding disputes.

How should a Council prioritize envelope vs. interior projects?

Envelope projects such as roofs, siding, and windows almost always come first. These protect the building’s structure and prevent damage to interiors. Councils should use depreciation reports to plan sequencing.

What’s a reasonable CRF target for an aging Victoria strata?

While every building differs, many experts recommend aiming for 70–100% of the funding levels outlined in the depreciation report. Councils should also re-run projections regularly as construction costs change.

What steps are required before approving owner EV chargers?

Councils should:

  • Review electrical capacity with an engineer.
  • Establish bylaws and policies for installation, cost-sharing, and safety.
  • Ensure owners submit written requests.
  • Consider applying for rebates to offset costs.

How can Councils reduce insurance premiums without cutting coverage?

Risk-prevention measures such as leak detection devices, backflow preventers, and regular maintenance can reduce claims. Shopping the market annually and comparing deductibles is also key.

Conclusion

Victoria’s strata Councils face a unique mix of challenges shaped by climate, heritage buildings, island logistics, and evolving resident needs. The good news: with planning, proactive maintenance, and clear communication, these challenges can be managed effectively. Councils that stay ahead of issues not only avoid costly emergencies but also create safer, more harmonious communities.

Converge Condo supports strata Councils in Victoria with tailored management solutions, from budgeting guidance to bylaw modernization.

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